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| 30 Year Fixed Rate |
| 20 Year Fixed Rate |
| 15 Year Fixed Rate |
| 10 Year Fixed Rate |
| FHA Fixed Rate |
Rates last updated on Wednesday, January 27, 2021
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30 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 30 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 2.625% | 2.804% | 1% |
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20 Year Fixed Rate
Fully amortized, no pre-payment penalty
Term: 20 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 2.375% | 2.627% | 1% |
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15 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 15 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 2.125% | 2.452% | 1% |
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10 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 10 years
Maximum Amount: $510,500
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FHA Fixed Rate
Federal Housing Administration (FHA) loans provide fixed-rate financing with low down payment options as low as 3.5%
Term: 30 years
Maximum Amount: $331,760
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $484,350 with closing costs of $6,269. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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